Here is some more valuable wisdom from Proverbs 22 (from the Message Bible translation):
Vs.1. A sterling reputation is better than striking it rich; a gracious spirit is better than money in the bank.
People can damage your reputation but that can't damage your character. That's your choice. Ultimately, our character, who we really are, shapes a lot of our reputation - what we are known for. So many people focus on acquiring wealth today. There is nothing wrong with money but who we are is much more important. How will you treat people today? Always be gracious ... with everyone you meet.
Vs.3. A prudent person sees trouble coming and ducks; a simpleton walks in blindly and is clobbered.
Always think ahead. With every decision, consider the possible consequences. Wisdom has foresight and insight. What are the pros and cons, as well as the benefits and downsides of your intended course of action?
Vs.7. The poor are always ruled over by the rich, so don't borrow and put yourself under their power.
Going into debt for an appreciating asset (such as a house or a good investment) can be a wise move. Most other debt can be destructive, putting us under pressure and taking away our joy. Do you need to create a debt reduction plan today?
Vs.9. Generous hands are blessed hands because they give bread to the poor.
Choose to be a generous person today - with your time, assistance, words and resources.
Vs.24-25. Don't hang out with angry people; don't keep company with hotheads. Bad temper is contagious – don't get infected.
Who we hang around has a huge influence on who we become. They key is who is the greater influence. Be a positive influence on other people around you today and build key friendships with people who will help you become all God wants you to be.